Monday, April 22, 2013

FAIRTAX IS NOT A TAX CODE. ITS POLITICAL THEATER

   FORMER  FAIRTAX  SUCKER
    EXPOSES  THE   BS.

FOOLED US TOO

TILL WE ASKED QUESTIONS 

PASS THE FRAUD ANYWAY

WE NEED A NEW TAX CODE THAT BADLY






Their own "expert" had no idea what was in the fine print,
meaning - he had no idea what they actually taxed.

David Kendall. 

AS YOU WILL SEE -- FAIRTAX IS A FRAUD BY LYING BASTARDS.  


FEW TINY PROBLEMS 

1) Fairtax not a retail sales tax -- only a small part is.

2) Most of Fairtax  taxes are hidden and impossible --like taxing capital investments in advance, and not telling anyone.


3) Most Fairtax taxes have nothing to do with a cash register -- like their taxes on wage and pension expenditures. These massive other taxes have to be sent in, separately, and on top of, the retail sales tax.  And they lying bastards don't even put in an address to send these other taxes.  Hell, they hide these other taxes in the bullshit fine print (we show you).

4) There is no research -- but they claim 22 million dollars of "extensive" research.  What they have is their own bullshit double talk in their own public relations company documents.   That's not research, and those papers show Fairtax is a fraud. Their own papers(we show you) have those massive other impossible taxes, hidden in a few disjointed and misleading words -- but that's what their math is based on.

5) It's not voluntary.   The lying bastards claim it's voluntary -- nothing voluntary about it.

6) It's not transparent.  Lying bastards claim there are no gimmicks or loopholes.   Actually Fairtax has 2 trillion dollars of gimmicks -- because they have 2+ trillion dollars of hidden bullshit taxes that are impossible.  And they know that. 


But pass it anyway, if we must, to get a new tax code.

 We can laugh at the stupid bastards who fell for it, and then start over, get a simple, short, clear tax code that everyone understands. 

There is no way to fix our tax code, other than to start over.

_________________________

Remember -- Fairtax is a fraud because

1) there is no research as they claim, and

2) in the fine print are massive impossible other taxes that are bullshit. 

_________________________


HOW THE LYING BASTARDS
SNEAK THESE OTHER TAXES


INTO THE FINE PRINT 






Does that make any sense to you?   That's the kind of bullshit nonsense that's in Fairtax documents.   But read it closely -  in a way, they do tell you what they tax, if writing some bullshit in a few disjointed misleading words, is telling.

And they actually spent years tell you in books, videos and speeches, just the opposite.  So just putting a few tricky-ass words in online documents does not make the liars truthful.   They are sneaky lying bastards -- here are the fine print tricks.



 



















But -- in their books, their videos, their speeches, they don't tell you any of that.  Instead, the lying bastards tell you Fairtax is a very simple personal retail sales tax.

Fucking liars.

"Fairtax is a very very simple retail sales tax -- paid at the cash register.  It's voluntary, and transparent, backed by the most extensive economic research in history. " 

No it's not, and the lying bastards knew their plan was bullshit the entire time.

FEW TINY PROBLEMS 

1) Fairtax not a retail sales tax -- only a small part is.

2) Most of Fairtax  taxes are hidden and impossible --like taxing capital investments in advance, and not telling anyone.


2) Most fairtax not paid near a cash register --it has to be sent in, separately, and on top of, the retail sales tax.

3) There is no research -- what they have is their own bullshit double talk in their own public relations company documents.   That's not research, and those papers show Fairtax is a fraud.

4) It's not voluntary.   


Did you see this bullshit?  Taxes on wages, pensions and operational expenditures.








Chicago -- over 400 million. New York City, over 800 million.   Dallas Texas. over 200 million.   That's what those cities owe in Fairtax on their wage, pension, and operational expenditures.

Yes, they would owe a retail sales tax, too, but that's a tiny fraction of what they would owe, in wage and pension expenditure taxes.

And they owe a tax on capital investments -- in advance., 

So if your city hires 50 policemen, for 50K each, do you know your city has to pay 23% tax on that?

50X 50K =2.5 million.  Your city owes 23% tax on that 2.5 million, or 275,000 dollar tax just on the wage expenditure tax, of a very small city.

Keokuk Iowa, for example, would owe over 18 million dollars.   Fairtax never told Keokuk, or any city, anything about Fairtax taxes on wages.

Not one word -- not ever.
_________________________

WORDS MATTER



FINE PRINT MATTERS
MATH MATTERS
Think words don't matter?


They told us suckers great sounding bullshit about a simple retail sales tax. 

Prices fall, the tax is voluntary, the plan is transparent.  And best of all, it's all researched -- by 22 million dollars of "extensive independent"  researchers, including Harvard researcher Dale Jorgenson.

Oh -- really?


Tea Party Cult Daddies Boortz and Cain learned this -- lie big, lie often, with total self confidence, and stupid people will follow you anywhere.

   Boortz and Herman Cain. Herman may just be too stupid to know the hustler -- but Boortz was paid to push Fairtax. Yes, he was. 
_________________________


Where is the research?   Uh -- they can't show it.  They show some double talk by their own public relations firm, but that's the opposite of research.

What do they tax?    They never tell you-- not once, not ever, in any Fairtax book, video or speech, have they told anyone what they actually tax, in any remotely candid way, as you will see.



Just a few words -- together with a few other word, see below. 

These words -- in the fine print -- are how Fairtax math adds up.

For example, the projected revenue, has over 1 trillion dollars in taxes on city county and states, on wages, pensions, and operational expenditures.  

Did you even know that Fairtax taxed wages, pension and operational "expenditures" 23%?

HELL NO. You had no clue.  

But that is how their math adds up. Yeah, part of their revenue is the tax on retail sales -- but only a small part, less than half.

Most of Fairtax taxes have nothing to do with retail sales.    Yet they told suckers it was just a retail sales tax.    
Yeah, it SOUNDS great.   Simple retail sales tax, replaces all other taxes -- backed up by 22 million in research.  Right?

Except Fairtax has massive other taxes,2 trillion dollars of taxes, that have nothing, absolutely nothing, to do with retail sales. 




______________________________________








Fairtax fooled me too -- in fact, I was quite impressed, because of all that "research". 


Couldn't be bullshit, right, all that research.  I kept looking for the research -- what I found was bullshit by their own public relations firm, and those documents actually (in the fine print) show Fairtax is a fraud.



   Who the hell lies about 22 million dollars of research, when they know there is no research whatsoever?  Turns out -- Neal Boortz does. 


THE MOST IMPORTANT 25 WORDS

 IN FAIRTAX FRAUD. You have to read all their documents -- including this one - very closely. This is from Fairtax own official document -- and you never saw it. It's online, and the lying bastards put it inside the larger BS package.   Still, at least they wrote some words about it -- deceptive and slick, but it's there.

Their math is based on this crap, these huge other taxes.

Remember that -- their math is based on it. 







In their books, videos and speeches, they tell suckers the crap about a researched simple personal sales tax.

Bullshit lying bastards.,


Essentially, Fairtax is a goofy political hustle and not a tax code at all.  It has massive impossible other taxes in the fine print, that are goofy as hell, but that's how their math seems to add up.

And yes, the lying bastards know these other taxes are impossible -- that's why they hid them.  They are  not stupid, they are lying bastards.  

This is clear when you read the fine print tricks -- but these same lying bastards lead the Tea Party and GOP on other things.  Fairtax is just one where you can actually find the fraud, in the fine print. 

Your cult daddy about Fairtax, is your cult daddy about all these other things too -- FOX SPEWS, hate radio, it's all the same shit. 
________________________________










These guys are ********** , not stupid.   They know perfectly well that over 2 trillion dollars of their "projected revenue"  has nothing to do with personal retail sales taxes.   And they know these other taxes are impossible to collect. 




Are they lying bastards because they tell us one thing in speeches, books, and video, but have a drastically different scheme in their fine print?

We think they are lying bastards, but they do it with "assumptions"  and clever double speak, like most lying bastards do.  So  if you read every deceptive word, maybe lying bastards is a bit harsh, but that's what we think they are.

You call call them what you want.

The point is, in fine print, they have "NIPA"  based taxes, that are goofy as hell, inserted in a few words (we show you the words)  to make their math add up.   

Yet they claim Fairtax is "transparent".  Bullshit.

And what about that 22 million in research?

Lying there, too.

  LEGALLY BINDING OFFER 

We have offered -- and still do -- 50,000 dollars to anyone, even you, who can can show one page of that 22 million in research about this very simple personal retail sales tax that replaces all other fed taxes.

You wont see those lying bastards make any offer like this.  Check with your attorney about binding offers. 

Just one page -- they can't show it.  How hard can it be? Really -- one page. Show it, of that 22 million dollars of research on this very simple personal retail sales tax to replace all other fed taxes.

 There is not 22 million, not 22 thousand, not 22 cents worth of research by these lying bastards about anything -- and certainly not about a  23% retail sales tax that will replace all other fed tax


And all this was exposed years ago.  You were stupid to buy their shit to begin with -- like we were.  But we didn't stay stupid -- you did.


ALREADY EXPOSED





Their fine print tricks were already exposed, politely, by President Bush Tax Advisory Panel.    Also, in sworn testimony to Ways Means Committee, Fairtax fine print tricks were exposed, far less politely. 


WE show you that below, too.  But read their fine print yourself, it's not that hard.   Just get all their documents, and read every footnote, and check out their math very carefully.  

___________________
___

FAIRTAX ALREADY EXPOSED





Did you know Fairtax taxes a city, county and state wages, pensions, and capital investment "expenditure"?

_______________________ 



Neal Boortz lied to his suckers for years -- we were fooled too.  Just a "very very simple"  retail sales tax.   No double talk, no loopholes.

Uh -- bullshit.   Only a small part of Fairtax is that retail sales tax.   Most of Fairtax -- about 2.1 Trillion dollars -- has nothing, nada, zip, zilch, do to with personal retail sales, of any kind.   But Boortz and the hustlers at Fairtax sold their fraud as a simple retail sales tax. 



FOOLED STUPID

"EXPERTS"

 TOO 



We contacted a dozen of those folks listed as Fairtax "economists"  to see what they thought of the fine print.    


No one -- not one -- not a single person we contacted, that Fairtax listed as their economist knew about these massive other taxes,  and only one supported Fairtax anyway.  That guy works for Fairtax -- he is their public relations guy with Beacon Hill.   He is the lying bastard that wrote the bullshit double speak.

But overall these "economists"  Fairtax tell you about, didn't formulate Fairtax (thats the impression the lying bastards give) and don't even know what Fairtax taxes.

One example -- David Kendall, of Virginia, supported Fairtax, so we asked him what he thought of those taxes on wage expenditures, pension expenditures, operational expenditures, etc.






David insisted Fairtax taxes no such thing -- so we showed him the fine print. He had no clue.  Remember that -- he had no frigging clue what Fairtax had in their fine print. 

He did not know cancer victims were taxed, on Medicare or otherwise.

He did not know all wage pension and operational expenditures are taxed.  Kendall did not know that all capital investment expenditures were taxed -- in advance.

How's that grab you? Their OWN supposed experts have no clue what's in it.   Why?  Because Davis was too stupid to read the fine print.

He just believed the great sounding hustle.  Hey Davis -- read the fine print, and dont be fooled by these lying bastards so easily next time.

  David had no idea these lying bastards hid over 2 trillion dollars of other taxes, in the fine print.






_________________________



When you learn what's in their fraudulent fine print, you won't be so stupid.


_________________________

A retail sales tax to replace all other fed taxes? That's what they told us -- thousands of times.





  Really?

No. Not even close.  Still lets pass even this fraud, this hustle, it will at least get rid of our tax code.   If there is no other way -- even this fraud and hoax will help.






Yes, impossible to collect. 

Do you think Fairtax  can collect 30,000 in fed taxes, for example, on a Medicare patient for breast cancer surgery and chemo?

Think real hard.  Yes, they have a 30,000 fed tax on Medicare patients who consume 130,000 dollars of cancer surgery, chemo, etc.

You had no clue those taxes are even in Fairtax, did you?  But they are. Cleverly

And that is how their math adds up.

Do they really believe they can tax all cancer victims, on medicare? OF COURSE NOT.




These guys are lying bastards, not stupid.   They know perfectly well that over 2 trillion dollars of their "projected revenue"  has nothing to do with personal retail sales taxes.   And they know these other taxes are impossible to collect. 
Guess what? All Medicare patients would owe 23% tax on their "consumption"  of health care goods and services.    As you will see, that is how Fairtax lying bastards arranged their math.

Their math is based on all kinds of tax revenue that can't be collected, that's just one of example.

Did you know you know the city of New York, would owe, in Fair Taxes, over 800 million dollars in pension and wage expenditure tax?

Do you know what your own city would owe in wage and pension taxes?

Hell no you didn't even those most of Fairtax are those "other taxes" -- not retail sales taxes. You thought, because they told you, that Fairtax was just a very simple retail sales tax.

No, you had no clue -- we show you in their math and their fine print.   This is not in dispute, it's in their own documents, but you have to look very very close.


_________________________

How about  22 million dollars of research?   No way it could be total BS, right.   That's what we thought too. 

We could just check the research.

So we checked.  And so did others.

Guess what?  There is no research.

We show you that, too.




THEY TELL YOU IT'S A SIMPLE RETAIL SALES TAX


THEY LIED



_______________________




_______________________


Yes, 1.4 Trillion in taxes on retail sales.. but look what else they tax, suckers.   They have 2.1 Trillion in other taxes, they didn't tell you suckers about, except in very clever fine print, in documents you never see.

Only in the books, videos and speeches, do they tell you its a simple retail sales tax, which is bullshit.


   Most of Fairtax has nothing to do with retail   sales.  They have massive other taxes, too.

   Try to grasp that.   

There are some papers from their public relations firm  - but their own papers show Fairtax is NOT a retail sales tax to replace all other fed taxes.

We offer 50,000 dollars, and have for years  now, if anyone can show us one page of that 22 million dollars in research about this "very very simple"  personal retail sales tax to replace all other fed taxes.

This is a legal offer -- not a reward. It's an offer. It's not a gimmick.  Ask your attorney about offers. 

Yes, you can contact Neal Boortz, who often repeated this distortion about research, and he will tell you he "wont waste his time" responding, and he will even block you if you mention this. 

But just show the research.  How hard can it be.   We show you the papers by their own public relations company -- Beacon Hill -- and we show where they have these massive other taxes.


Will they tax on city county and state wage pensions and operational expenditures (and much more)?   Hell no they won't.  They barely mention it, even in the fine print tricks, and they sure as hell didn't tell city county and states about it.

See below -- we show you the lying bastards fine print tricks.  We believe it's a lie, by lying bastards, to pretend to be a very simple retail sales tax, backed up by 22 million in research, when they know they have no actual research, and they have massive other taxes in the fine print, to fool people.

Maybe you don't think they are lying bastards.  That's just our definition of lying bastards, you are entitled to your own definition. 

Would Neal Boortz, Mike Huckabee, Sean Hannity, and others lie about Fairtax?  

Neal Boortz sure would - and did.  Hard telling if Hannity and Huckabee knew of the fraud.   

________________________________


(Under construction)






That's how their math adds up.  Remember that.


_________________________


ONLY A SMALL PART OF FAIRTAX

IS THAT TAX ON RETAIL SALES  

In their own documents are massive other taxes, impossible taxes, goofy bullshit nonsense, even comical taxes, they probably laughed their asses off as they wrote it.

For example, New York City would owe almost 900 million dollars as wage, pension, and operational expenditure tax.    Yes, all city county and states are taxed 23% on their operational expenditures.

No, they didn't tell you that, they didn't tell city county and states that. But it's in their fine print -- we show you.

And, these massive taxes are in their math. Remember that, all these things we tell you, are in the math.   Taxes on capital investments, taxes on wage and pension expenditures, taxes even on military spending.

They probably laughed when then put this crap in their math, but they had to make their math seem to add up. We show you the math.  

Fairtax sounds great, but it's not a tax code.  And it's not a retail sales tax.

 A tax on city county and state  pensions, and on their operational expenditures. Same with all expenditures, same for counties and states.

You had no clue -- and they didn't want you to know. 

Sound like a retail sales tax to you?  Really?

That's just the tip of the iceberg


And we do need a new tax code.  Even though Fairtax is a fraud by lying bastards (our opinion anyway) let's pass it, if we  have to.  At least that gets rid of our current tax code, and stupid people will learn to read the fine print.

That's a win win -- stupid people learn, and we get rid of our present tax code.    If it means going with this fraud, okay.  I think it would be funny, and a great idea. 

29,000 tax on cancer treatments?


No exceptions.  Wait till you see what Fairtax taxes, no exceptions whatsoever.

No, they do not just tax retail sales, though that's the impression the lying bastards give.

How is a $29,000 fed tax on cancer surgery consumption, chemo consumption, even possible, when the patient is on Medicare?

Surely their math is not based on actually collecting 29,000 dollar tax, from a Medicare patient, right?

Wrong. Fairtax math is based on massive taxes on cancer surgery, chemo, nursing home care, etc. no exceptions, not for anyone who consumes health care --.


MATH ABSURDITIES


That's in their math.   The tax on all health care -- all wage and pension expenditures, and much more, is in their math.

 Their math is based on collecting 23% tax from all health care "consumption'.    Yes, you think that retail sales is what they tax.   They do tax retail sales, but that's only a tiny part of it.

CITY AND STATES RAISE TAXES 40%?



That's right -- they assume all city county and states will raise tax rates.

That's what they say, in their own fine print.


Got that?  That's in the fine print -- this assumption.

Did they tell you that in their books?

Did they tell you that in their videos?

Did they tell you that in their speeches?

No -- of course not. It's only in their fine print.







At least city county and states could theoretically raise taxes....but how the hell would all cancer victims come up with 30,000 or so  for their "fairtax" on their "consumption" of cancer surgery, chemo, etc.  

Do you get this yet?  These lying bastards have no intention or ability to tax all city county and states like this, nor tax cancer victims like this.,

But that's how their math adds up. 

That's their "assumption" in their own fine print.  Did you know that? HELL NO. 

All CONSUMPTION   is taxed,  and not just personal consumption.  See who else has to pay, for their math to add up. 

That includes CONSUMPTION of cancer surgery by Medicare patients.  And yes, they are taxed. That's how Fairtax math adds up.

Of course they are not stupid, they know Medicare patients can be forced to pay these taxes.  But they needed the math to add up.

Yes -- the lying bastards knew this, the whole time



SPECIAL PERSONS

By clever definition tricks, they define a person as any government.  That's in there to make their math work -- a word in a long sentence, deep down in the fine print. One word.

But that one word -- according to their own spokesmen -- is how their "legal basis" to make all city county and states to pay taxes on wages, pensions and operational expenditures.

Let that soak in. One word, in a definition.

They tell you suckers its a very simple personal retail sales tax, and you think that means personal sales.  

This was exposed, right away, by President Bush Tax Panel, along with other absurdities in their math.

But Fairtax lying bastards didn't tell you that, except in documents like this bullshit.   Their equations are utter nonsense, they probably laughed their ass off writing them. 





But they did tell you -- if you look real real close, at all their paperwork.

Very close -- like this




And this...





And this --





And this





And this






 What they tax -- retail sales is only a tiny part. See their slick double tax here -- click this sentence. THIS IS A LINK TO THEIR OWN DOCUMENT.  


  There is no language in Fairtax actual documents that says they only tax retail sales. No math that indicates  that. Quite the opposite. 

Oh yeah, the lying bastard's books, speeches, and videos give you that impression, a very simple personal retail sales tax. Sure, in the books, videos and speeches, guys like Boortz lied their asses off.

But read all the fine print very closely, you won't be so stupid.

   Whoever consumes the surgery, chemo, etc, is personally liable -- no exceptions whatsoever.

    And all city county and states are people -- very special people -- who pay taxes on wage pension and operational expenditures.   

Do you still think Fairtax is a simple retail sales tax?  If so you are an idiot, and get get thell off this page. 

NOT A RETAIL SALES TAX.


A  SIMPLE TAX ON PURCHASES?


WANNA BET? 

Yes retail sales are taxed-- that's only a small part of what they tax.   

Retail sales tax would bring in about 1.4 trillion.  But Fairtax, on paper, brings in 3.5 Trillion.

What the hell else does Fairtax tax?    





To get 3.5 Trillion in revenue, Fairtax had to tax all those other things, like wage expenditures, Medicare consumption. Hell, the idiots even tax government military spending --  it's all in the tax base.  All military wages -- pensions, operational expenditures, are taxed. 

Why?  Cause the lying bastards needed to make their math work.

Are they really lying bastards, if they put a few words here and there in their documents, but told you it was a simple retail sales tax?

We think they are lying bastards, but you can think what you want.   Maybe hiding a few words in the fine print, does not make them lying bastards.  Everyone is entitled to their opinion.

Did you know all cancer surgery consumed by a Medicare patient, is also taxed, did you know that?  Anyone, consuming anything (other than education and foreign travel) is taxed on the consumption. Not purchase -- consumption.  Yeah, the sneak lying bastards math, is based on ALL CONSUMPTION of cancer surgery, taxed, all CONSUMPTION of wage and pension expenditures, taxed.

These lying bastards did it the old fashioned way-- fine print trick.   The wrote a few words -- not in their books, videos or speeches, only in their fine print.   













A person using the goods or services -- including cancer surgery -- is taxed. Without exception.   You didn't know that meant cancer victims, but it does.  Their math is based on it.
'
Remember that -- Fairtax MATH is based on all cancer victims paying 23% tax,  even if they did not pay for the surgery and chemo, the math is based on them PAYING the tax.

Pretty clever, and fraudulent, but check out their math, it's based on it.

but did you know they define all government, as a person?   Yes, they do.

And government is a very very special kind of person, in Fairtax fine print tricks.

Your city has to pay 23% tax on wage expenditures, pension expenditures, capital investment expenditures.

Did you know that? Oh hell no, you didn't. 

Your state, too. Your county too.

Why -- why do they have all these other taxes?  Taxes on cancer victims, taxes on wage expenditures, etc?

To make their math add up, they have these massive other taxes. 

No exceptions whatsoever.

Read the fine print-- a few words of deception let them put 2 trillion dollars into their "revenue projection" to make their math work, on paper.

Without these fine print tricks, Fairtax would be 89% -- not 23%.  




Still -- pass Fairtax. Please. Anything - even passing a this goofy fraud -- to get a new tax code is worth it.    


WHAT DO THEY TAX TO MAKE THEIR MATH WORK ON PAPER?

A HELL OF A LOT MORE THAN RETAIL SALES.


If that's what it takes to get rid of our tax code -- wonderful.  Get rid of this tax code! Then we can start over.   Fairtax BS will be exposed too, and the public wont be so stupid -- they will learn to check the fine print, and ask questions.

Fairtax is the perfect example of hustlers fooling the stupid.


Every cent. Every line. Whatever NIPA defines as "consumption expenditures".


That's a hell of a lot different, and more, that retail sales.


Notice this page -- every page like it in their own documents-- references NIPA.  

NIPA is the basis of what they tax!  It in their very clever fine print, online, it's there.



They just give suckers a completely different view, in books, videos and documents. There, they tell you it's a very simple personal retail sales tax. Bullshit. 



WHY TELL US THIS --  RETAIL SALES TAX 
ON PERSONAL CONSUMPTION?

THATS ONLY A TINY PART OF IT. 

That's not research.


These other taxes are cleverly in their own documents -- by their public relations company.  They are in a few words here, a few words there, and that's what the math is based on.

They never say it clearly, even there, but at least it's there, cleverly or not.


 That's not research.


 Hiding goofy shit in your fine print is not research. It's goofy shit, and they know it. 






That's not research.





None of this is research -- and its certainly not research about a simple personal retail sales tax to replace all other fed taxes. 



Think they forgot to mention it?


Every time? For 15 years. In every speech, they "forgot"?

Think they accidently didn't tell us about the massive taxes on Medicare patients?   They needed those taxes on paper, to make the math work.

But they sure as hell weren't going to explain that to suckers.... it's only in the fine print tricks.


_______________________




In  their OWN documents, when read closely, are massive goofy other taxes, like these....

  1. All wage, and pension "expenditures" taxed 23%


  2.  All operational "expenditures" taxed 23%

  3. All unemployment and capital investment "expenditures" taxed 23%

These massive other taxes are the biggest part of Fairtax.

So how are they a "very simple retail sales tax"  with extensive research?


Like a tax on wage and pension expenditures, of all city county and states?  How the hell is that a retail sales tax?

Show us the "research" on these other taxes, the 2 plus trillion dollars of taxes.   The documents they hope suckers think is research, are the very documents where these lying bastards hid the fine print tricks.

That's right, they pass of their lies, really, as research!


They even tax all Medicare "consumption expenditures" -- the person using any such good or service is liable.  How the hell is that a personal retail sales tax?

A woman with breast cancer, for example, who "consumes" cancer surgery and chemo, even on Medicare, would owe 30,000 in fed taxes, if she "consumed"  130,000 dollars in goods and services.

That's right -- the way Fairtax hustlers used that "consumption expenditure"  to make their math work, even Medicare "expenditures" are taxed, without exception.

Remember that -- to make their math work, these lying bastards have massive goofy fraudulent and impossible taxes in their fine print.

No -- they don't intend to tax cancer victims.   But they had to make their math work.

No -- they don't intend to tax all city county and states on wages, pensions and capital investments.  But they had to make their math work.

But you gotta read their BS closely. Here are the most important words in these lying bastards tricky fine print.



SO PASS IT!

But that's fine -- pass it.  Pass it already.Yes it's a fraud by lying bastards. Yes, they lied about research. Yes they lie about what they tax.

So what --  pass it. If that's what you gotta do to wake up the dumb asses, fine. We need to get rid of our tax code anyway. Get rid of our tax code, and expose the lying bastards  like this, at the time time.

It would be a "teachable moment" in US  history.  One we need..   

WHATS WRONG WITH FAIRTAX?








WHAT DO THEY TAX? 

They tax -- according to their own fine print  tricks -- whatever NIPA defines as "consumption expenditures".  




They told us it was a "purchase" tax. Sounds nice right?    Prices go down, 22%, and the tax is 23%, but you keep all you paycheck and get a rebate!


They tax whatever NIPA defines as personal or governmental "consumption expenditures"


What the hell is NIPA?   It's got nothing to do with taxes.  It's something Fairtax hustlers used to put in the fine print. And its not even rational.  It's old fashioned bullshit. 





Certain wages?  Can't be much right - certain wages.  Turns out -- all wage, pension, benefit, unemployment benefits, death benefits, operational expenditures -- are "in the tax base" --  In the tax base, by definition, is what they tax.




So where is this 22 million dollars of "systematic investigation of materials and sources in order to establish facts"?  

Remember -They tax whatever NIPA defines as personal or governmental "consumption expenditures"

There is no such research about the simple retail sales tax.    None., Zero.  

 Show one page of it -- just one page.  I don't mean it's flawed, or wrong research. I mean, there is none. They have some bullshit double talk, but no research.

What they have -- we show you -- is double talk from their own public relations firm.  Here is a clue -- double talk by your own lying public relations firm is not research.  It's the opposite of research.


But they tell suckers, it's a retail sales tax. 

The other taxes are much larger than the retail sales tax.   They just don't tell you about that. 



We show you their math.

We show you their fine print.













But it's in their online documents - if you can find them, and read them very, very closely.   




__________________________________


These other taxes are not in dispute. They actually make up most of Fairtax projected revenue.
__________________________________







See this footnote --  taxing capital investments in advance!

How the hell -- really how the hell - is this capital investment tax a "personal retail sales" tax?

It's  not.





See this below? EVERY LINE of Fairtax revenue projection -- is about NIPA defined consumption.











Massive taxes on cities -- that have nothing to do with retail sales, make up most of Fairtax revenue.  
 Worse - and impossible -- Fairtax has massive taxes on the poor. To make their math work Fairtax  taxes things like a  Medicare patient with cancer.

Do you think a woman with breast cancer should could and will pay 30,000 extra in fed taxes, on Medicare no less, who "consumes"  130,000 in medical care? 


Fairtax hustlers don't believe or intend to tax cancer victims or city county and states.   But thats all in their fine print, to make their math work. Yes. Chicago IL would owe over 240 million dollars, just in a wage expenditure tax.   The state of Texas, would owe over 14 billion in pension, operational expenditure, and capital investment tax.

Only in the clever double talk, in the fine print, do they insert these impossible other taxes.




IF THEIR TAX BASE WAS JUST RETAIL SALES, 
THEIR TAX RATE WOULD BE 89%.







_____________






Wanna bet?  I put up 50,000 dollars years ago -- to anyone who could show one page of that 22 million in research. If you have 22 million dollars of research, you should be able to show one page.

No, they have never shown research. They have documents from their public relations firm, that hide massive other taxes.

Hiding massive other taxes, in your own public relations firm documents, is NOT research.  
See what they try to pass off as "research".  That alone shows Fairtax is a fraud by lying *&&%$" 









It is impossible -- literally impossible -- to know what Fairtax taxes, from what they told suckers in their books, videos and speeches for 15 years.

To make their fraudulent math work, on paper, Fairtax is based on over 2 trillion dollars of tax revenue in their fine print, that has nothing to do with retail, nothing to do with sales, and nothing to do with personal consumption.

Yes, they have a retail sales tax -- but that is only a small part of what they tax (on paper) to make their math work. 

Add caption












'
Taxes on all wage, pension and operational expenditures, by every city, county and state.  

If Chicago  "expends" 800 million in police wage and benefits, for example, Chicago has to pay almost 200 million as a tax. 

How the hell is that a retail sales tax.

Cook County -- by itself -- would owe over 340 million dollars, in operational "fairtaxes".

Fairtax never told you, they never told anyone, not cities, not states, not counties.  But that's in the fine print, that's in the math. See below. 


_______________________________

Fairtax hustlers claim Fairtax is "Transparent".  Really? Never, not once, not in 15 years, not in any book, any video, any speech, did they even  hint at these massive other taxes, much less make them clear. 


_______________________________

Sixty percent of their taxes, they never mention  Not ever, not once, not in any book, any video, any speech.  You have to read their online docs, very very closely.  And even then, check their math for how they use those fine print tricks.

Why claim it's very simple retail consumption tax? Because these other taxes are goofy -- goofy as hell, absurd in fact.  But Fairtax had to make their math add up somehow. 



Operational expenditures taxed?  WTF?  


All expenditures - wage expenditures, pension expenditures, all "consumption expenditures"    are taxed 23%  Double WTF. 

_______________________________________________________

DID FAIRTAX HUSTLERS EVER TELL YOU 





ABOUT THESE OTHER TRILLION DOLLAR TAXES 







HELL NO.  



________________________________________





How is your city, and your county, and your state, supposed to pay these wage expenditure taxes?

How are they supposed to pay these pension, expenditure taxes?

How are they supposed to pay, these capital investment expenditure taxes?

How are they supposed to pay the operational expenditure taxes?

Raise taxes. That's right -- read the fine print, Fairtax says it -online document, you never see, but officially.  They say, in their own official documents, all state and local governments should RAISE THEIR TAX RATES to pay it.

Oh you didn't know?  Surprise surprise.

Raise how much?  About 40-50%, according to testimony to Ways Means Committee.  Fairtax never told you that, did they? 





You pay that retail sales tax, but you ALSO pay the massive other taxes. You pay both.  They only told you about the personal retail tax.

At least city and states and counties COULD double their taxes, theoretically.   Yes they hid that part in the fine print, but at least that's mathmatically possible.

The goofiest part of Fairtax hustle -- the massive taxes on the poor, that are simply impossible, because a cancer victim on Medicare, for example, can not possibly pay 30,000 dollars more in fed taxes, yet her "consumption" of health care is taxed. And she is personally liable, no exceptions.

That's all necessary to make their math add up, remember that. Just like their taxes on city county and states are necessary to make their math add up.

Do they seriously believe every city county and state will send in massive amounts of money, as a wage and pension expenditure tax?

As a capital investment tax?  In advance?  Capital investments, are taxed, in advance!

_______________________________

WHAT RESEARCH? 

$50,000 offer for one page of that 22 million dollars of "research".

Remember, we believed these guys -- sounded great, especially that 22 million dollars in research.  But we asked to see that research.  Turns out, there is none. 

 It's not incorrect research, it's not flawed -- we mean, there is none. There is no desk, no team, no computers, no folders, no nothing. They have no research, much less 22 million dollars of it, about their "very very simple" personal retail sales tax to replace all other fed taxes. 

In fact, we have offered 50,000 dollars, for one page of that 22 million dollars in research, as stated above.  

WHAT THEY DO HAVE.

What they do have is made to seem like "research" but it's nothing of the sort.  They have their own public relations company, Beacon Hill.  In those documents are these "assumptions" about huge other taxes, massive tax increases at state and local levels.  SO that's not research, and it's certainly not research about a simple retail sales tax.

Hiding massive goofy other taxes, in the fine print, is the opposite of research.

_______________________________



Do they believe that nonsense?  Of course not.  That's why they hid this crap in their online documents only.  In their "supporting documents"  by Beacon Hill, explaining their "tax base".

Tax base = what they tax.

Every lie by Fairtax hustle, shares this feature -- it's necessary to make their math add up.    And of course, there is no research about this, because it's a goofy hustle.  Yet they claim massive research.






See the whole page





The fact is, they lied, and they know they lied, and they continue to lie, by claiming 22 million in research, and continue to insist this is a retail consumption tax to replace all other fed taxes. 

They did not tell you that, at all, in fact, they lied and made you think that retail tax was all there was to it. Oh, hell no. 



You pay another 2.1 trillion dollars, on top of the retail sales tax.   They just hoped you wouldn't notice, and of course, fairtax suckers did not notice. 

This below, is official Fairtax document --see the NIPA in every line?   NIPA defined "consumption expenditure" is what they tax.

Not just personal "consumption"  but state local and county government "consumption expenditures" like wage expenditures, pension expenditures, and operational expenditures.



NIPA is not even an accounting term, nor is "consumption expenditure" a tax term.

Fairtax just patched these words together, absurdly, but it sounds good to gullible people --if by chance any Fairtax sucker even found these online documents.

But Fairtax never -- ever -- ever  -- tells anyone about this, in any book, in any speech, in any video.

Yet these other taxes are by far the largest part of Fairtax.

And they didn't tell you -- at all -- even now -- for 15 years.


_________________________


Most of Fairtax has nothing to do with retail sales. Of the 3.5 Trillion dollars in Fairtax projected revenue, 2.1 Trillion are from these "other taxes".  Not retail sales taxes at all.


Cancer taxes -- all cancer surgery patients, all rehab patients, even Medicare and Medicaid patients,would be liable for 23% tax on their consumption of goods or services.

To make their math work -- Fairtax even taxes all cancer victims, those on Medicare or Medicaid too, there is no distinction whatsoever. 

Whoever "consumes" any good or service, is liable for the consumption tax, of 23%.  Remember, that is how their math adds up.

Yes, of course it's absurd.  Cancer victims should  not, and could not, be taxed like this.  But Fairtax hustlers needed their math to add up on paper. 

 Officially -- Fairtax taxes whatever NIPA defines as personal or governmental "consumption expenditures" - drastically larger and different than retail sales.
CANCER TAXES
RENT TAXES
MEDICARE MEDICAID BENEFIT TAX


Like cancer taxes, Alzheimer patients tax -- 23%.   Even cancer victims on Medicare and Medicare are personally liable for 23,000 dollars tax, on their "consumption"  of health care goods and services of 100,000.

This is what President Bush Tax Advisory found -- in the fine print and math. Fairtax suckers could find it if they read the fine print closely.  Fairtax is not a tax code -- it's assumptions and deceptions are absurd bullshit, and they know it. They wrote them, they based their math on this bullshit. 
  


Fairtax had me fooled too.   Just a retail sales tax -- a tax on "purchases".    So simple.  And all researched.

Sounded great.

But testimony to Ways Means Committee proved Fairtax was political theater -- not a tax code at all.  The testimony showed massive impossible other taxes, in Fairtax, on top of, in addition to, the retail sales tax.

The sworn testimony also exposed the fraudulent, but oft repeated, claim of "research".  22 million dollars of research!   

We looked for that research -- and looked.  There is no research about this very simple personal retail sales tax to replace all other fed taxes.. None. And there sure as hello is not 22 million dollars of research. 

In fact, we have offered 50,000 dollars for years, and still do, for one page of said research. 

WHAT THEY DO HAVE

MSG IN CHINESE RESTAURANT ?

What Fairtax does have, is a public relations firm, Beacon Hill.  Beacon Hill documents seem to confirm that Fairtax is a retail sales tax -- but read it closely (see below).  Cleverly in a few dozen words, sprinkled around like MSG in a Chinese buffet, are over two trillion dollars of "other" taxes that have nothing to do with retail, nothing to do with sales, and nothing to do with persons.

Like wage and pension "expenditure" taxes in Fairtax -- 23% tax on all pensions or wages "expended" by city county and states.

Not one Fairtax sucker -- not one -- that we met, had any clue Fairtax taxes "expenditures" - wage, pension and capital investment expenditures.

Not one.

Not one Fairtax sucker -- not one -- had any clue that Fairtax taxes all Medicare and Medicaid patients 23% on their "consumption" of health care services and goods. 

Not one. 

Yet each Fairtax sucker is passionate, and claim they "researched" Fairtax.   To them, reading the hustle must be what they think is research.

Like "capital investment" tax -- all city county and states would have to pay 23% tax, in advance no less, on all capital projects.   

And that's only the start.  

All these "other taxes"  actually are the biggest part of Fairtax.  The small part of Fairtax, is that retail sales tax.




We loved Fairtax -- voluntary, simple, everyone gets a prebate to pay your taxes. And wow -- 22 million in research!!



Sounded GREAT!   





Tax base = what they tax.  Read their clever documents, about their "tax base". 



These massive other taxes are impossible  -- not difficult -- to impose or collect, as you will see. 

That's right -- impossible. Think New York City is going to pay 800 million dollars in a fed tax, no one even told them about?


Think the State of Texas will pay 14 billion dollars in wage, pension, operational expenditure taxes, that no one even told them about?

Think Dade County Florida will just send in 150 million in capital investment taxes -- in ADVANCE -- because these lying bastards at Fairtax wrote that footnote?

Remember, Fairtax told us it was a PERSONAL RETAIL CONSUMPTION TAX.

But that's only a tiny part of it. Got that? Massive other taxes - in the math, and in the fine print.

So are they going to collect these 2 trillion dollars of other taxes, that they told no one about, because the lying bastards  hid those in a few words, to make their math add up?

Really? 

Really? If so you are a dumb ass, and get off this page. Idiots.

The retail sales tax is not the problem, the problem is the other massive taxes, 2.1 trillion, that they hid from their suckers. 

These massive other taxes are barely mentioned even  in their official documents (we show you).  But they never tell their suckers about them, anywhere, ever. Not once, not in 15 years, not in any book, video or speech.

NOT ONCE.






These other taxes -- remember this -- are the biggest source of revenue, on paper, in Fairtax math.  We show you that, too. 

Also taxed -- all Medicare and Medicaid patient, that's right the patient themselves -- are taxed on their "consumption" of goods and services.   See below if you don't believe me, that's central to Fairtax math.

________________________

So where is the "research".   There is none.  Here is a definition of research....




There is not 1 dollar of such research.   And certainly not 22 million dollars of "independent" research".  What they do have is double talk bullshit by their own public relations company.



________________________




Fairtax math is based on collecting fantastically high taxes from city county and states on wages, pensions and capital investments, in fact, they would pay, per Fairtax math, 23% tax on all operational expenditures. 




You didn't see that before, did you?

Hell no.

See the document full page -- 



The retail sales tax they tell suckers about, is only a SMALL PART of Fairtax.   Most of Fairtax  has nothing to do with sales, nothing to do with retail, and nothing to do with personal consumption.







Yes, Fairtax DOES have a retail sales tax.  And it SOUNDS great.


The problem isn't that retail sales tax.  That's fine.   The problem is the massive OTHER taxes they hide from suckers -- that means you, if you think Fairtax is rational, much less an actual tax code.

No, we don't mean Fairtax is flawed, or has "problems".   We mean it's a fraud, political theater, nonsense.  

With that retail sales tax they tell suckers about, are 2.1 Trillion in OTHER taxes.

The retail tax is about 1.4 trillion dollars.

The OTHER taxes they hide from suckers is much  much larger - 2.1 Trillion.   Not only are these other taxes hidden, they are impossible, goofy nonsense, inserted only to make their fraudulent math seem to add up. 



What other taxes?   Well, one example of many -- the tax on wage expenditures, and pension expenditures.  Every city county and state, that "expends" wage and pensions must pay 23% tax on that "consumption expenditure".



Rather than say, candidly --ALL WAGES ARE TAXED - Fairtax, far down in the definition section, gives a "definition" of "Certain wages".   The impression is, this is a small detail. Actually, it's an 800 billion dollar "detail". 



The way Fairtax uses "certain wages"  is to tax all wage, pension and operational expenditures of every city county and state.

That's not a personal retail sales tax.

And they never told anyone -- they just put it in their fine print, then based their math on it, and other such bullshit. Really. 

Did you know Fairtax "assumes" in their fine print, that all city county and states will (drastically) raise their tax rates to pay these wage pension and operational expenditure taxes?

Yes, wage, pension and operational expenditure taxes (see below).  They even tax all capital investment expenditures, disability compensation, in advance. You heard right, in advance.

And much more.







AND THATS JUST ONE  OF MANY "OTHER TAXES"  THEY DON'T TELL YOU ABOUT.


That's 800 billion or so -- or more -- that city county and states will have to pay in wage and pension expenditures.    How are they supposed to pay it?  Magic?

No -- read the fine print. We told you, Fairtax has fine print tricks, this is one.   City count and states are supposed to pay these massive other taxes, by raising their tax rates accordingly.





At least city county and states COULD theoretically double their tax rates and pay this --  but how would those on Medicare and Medicaid pay their massive taxes.  A typical cancer victim, on Medicare, could easily "consume" goods and services of 100,000 dollars.  Without exception -- remember that -- without exception, that person is liable for 23% tax on that consumption.

Yes, it's goofy as hell. That's why they hid this double talk in the fine print. 






Yes, they do tell you government pays taxes -- but they make it SEEM like a retail sales tax on them.  

See the word "consumption" in their books, you THINK that means retail consumption -- because that is what they told you.

Oh hell no -- actually they slyly insert all wage, pension and operational expenditures into that "consumption".   But thats in the fine print tricks.   And they don't mention it whatsoever in books, videos and speeches.










Fairtax spox admit these taxes on wages, pensions, and capital investment are in Fairtax -- and that's how Fairtax math adds up.

But they REFUSE to give any example, and equally refuse to tell their suckers about it candidly.  See below -- their own official spokesmen claims these massive other taxes are "clear enough already".


___________________________________




Not in any book.


WHAT THE HELL IS NIPA?










Do you even know what NIPA is?      Hell no you don't know.  Turns out, all health care consumption is in "tax base,"  without exception.

Wages paid out, are part of NIPA calculations.   And so states, cities, counties, all must pay 23% tax rate on their wage expenditures.

And 23% tax on their pension expenditures.

And 23% tax on their operational expenditures.


Remember -- this is how their math adds up.   This is NOT in dispute. Fairtax leaders will admit it, if you ask them in a way they cant weasel out.

NIPA HAS NOTHING TO DO WITH TAXES

 NIPA has absolutely nothing to do with taxes, by the way, but Fairtax hustlers had to use some words on paper -- and they used NIPA "consumption expenditures"  which they just made up out of thin air.

Yes, they did.  

Did they ever mention NIPA, even one time, ever, in 15 years in any book? Hell no. Did they mention it in any video?

Hell no. 

Did they mention in it any speech?   Hell no.

Guess what, suckers, in their own fine print, the tell you, cleverly, they tax whatever NIPA defines as consumption expenditures.  That's drastically more than retail personal consumption.




NIPA defines city  "expenditures"  for it's own purposes -- not tax purposes.  But Fairtax lying bastards had to concoct some bullshit.   

Wages are a NIPA "expenditure".   So that's taxed, that's in the Fairtax "tax base".

That's how these lying bastards got their math to add up. 

City county and states, are, without exception, liable for 23% tax on their EXPENDITURE of wages, their EXPENDITURE of pensions, their EXPENDITURE of capital investments.

No -- you didn't know that. They didn't tell you.  They only wrote this crap in their fine print, and wrote it carefully. But that's how their math adds up.


Think Chicago is just going to say "Oh well" and send in 240 million?  Really think that.

Think New York City is going to say "No problem" and send in almost a billion?

They didn't tell anyone this -- try to grasp that.  They didn't tell you  -- and they didn't tell anyone, in any book, any video, any speech.

What's your city, and your county, and your state going to send in, on wage tax, pension tax, operational expenditure tax? 


Hell you don't have a clue.

How much of your state budget would have to go to pay these massive taxes on their "operational expenditure" tax?   You don't have a CLUE.

But at least states COULD theoretically raise taxes 40%.  All counties COULD, all cities COULD.

But that's how their math adds up -- based on fantastic sums of money from taxes they didn't tell you suckers about - - AT ALL.  Not one word.

But they told you suckers it was "transparent".  Got that? Too complicated?


But this is what their math is based on. Try. To. Grasp. That. 






They dont tell suckers in the books.

They don't tell suckers in the videos

They don't tell suckers in the speeches.

They tell suckers it's a simple retail consumption tax, all researched.

It's not a retail sales tax, and it's not researched.  Fairtax is not even a tax code. It's political theater by lying bastards.  Yes, it is. 

Without the fine print tricks, the tax rate would need to be 89%, not 23%.  Remember that.  Each fine print trick is in HR25 and their other documents, for that purpose. To make their math add up on paper, but to keep stupid people from knowing what they actually tax, on paper. 




William Gale, Chair of Bush Tax Panel study on "Fairtax"
Gale didn't have to look far for the hustle -- he just read all the fine print.

We show you the fine print tricks.

_______________

$50,000 offer.

For years now, we have offered 50,000 dollars -- and still do -- for one page of that 22 million dollars of "research"  by Fairtax, about their "very very simple"   personal retail sales tax to replace all other fed taxes.

Why can't they show one page of research?    Because what they hope suckers think is "research"  is some double talk BS by their own public relations company.  That's the opposite of research.  See below.

We first offered the 50,000 dollars to Neal Boortz, for any charity he named.   Just show one page of that 22 million in research -  how hard can that be?

Can't show it -- if you don't have it.  They have no research,  they have their own public relation firm (Beacon Hill) double talk,  but it's in those convoluted documents (see below) where the misleading bullshit takes place. 

Hiding misleading bullshit -- massive other taxes hidden in their goofy Orwellian fine print tricks -- is not research. 

It's not that hard to find the fine print tricks  -- just read all the fine print, and don't pay attention to the great sounding bullshit.  Focus on the details, like their "assumptions" and "tax base". 

Yes, the bullshit sounds great, no duh.  That's how frauds work. 








IN fact, that tax, on wage, pension, capital investments, and operational expenditures, would be the biggest expense your city would have. Any expenditure (other than education expenditures) are taxed.

And look - really look -- at how  your city, and your state, and your county are supposed to pay these massive taxes.  It's cleverly in the fine print HERE. 



YOU pay it, in much higher state and local taxes, for one thing.

 Fairtax documents cleverly admit it,  read every word in their fine print.





All health care goods, services, without exception, are taxed. 

And the person using any good or service is liable -- without exception.  Not necessarily who pays -- the math is based on, and the fine print cleverly says - whoever uses that is taxed.

That is how their math adds up.  Try to grasp that

But Fairtax own math, and own fine print in their own documents, show NIPA "defined consumption expenditures"  is what they tax.  Not just retail sales. Retail sales is only a small part of it. 

Did any Fairtax book, any Fairtax speech, any Fairtax video, in 15 years, even hint at these massive other taxes?  


HELL  NO. 

Did any Fairtax speaker, book, or video even mention -- ever, even one time -- NIPA?   That's what their fine print says they tax.   But they tell suckers they just tax personal retail sales. 

Try to grasp what these lying bastards did -- on purpose. They made this shit up, knowing every step of the way, they were lying.  And some of them -- Neal Boortz -- was paid. 

NIPA defined consumption expenditures is basic -- because  that's how their math adds up.














NIPA defined taxes are not just on retail sales, but 300% more than that -- they tax, on paper, all Medicare and Medicaid spending, all military spending, all capital investments by all city county and states.

They tax -- on paper because of this bullshit term -- all wage and pension expenditures by all city county and states, all operational expenditures.

Sound like a simple personal retail sales tax to you?  Really?


_______________________


-- YES WE NEED A NEW TAX CODE---

THATS WHY I LOVED FAIRTAX

SADLY  FAIRTAX IS BS BY HUSTLERS

IT'S NOT A TAX CODE - ITS 



POLITICAL  THEATER.






Not just a wage, pension expenditure tax, but also all capital investments are taxed, -- in advance.   All operational expenditures are taxed.   How are they taxed? They are in "the tax base".    

          Of course, when Bush Tax Panel read the report by Fairtax on their own "tax base" -- the tax panel were not suckers watching FOX news and Hannity, who was paid to push Fairtax. Yes he was.

Bush Tax panel knows what a Tax Base is. You should too.  A tax base is what they tax.    Fairtax clever way of taxing all these other things, it to describe their "tax base"   and only there even mention these other things are taxed.  But they never say "WE TAX THIS"  they just put a few words in their document about tax base.

Testimony to Way's Mean's Committee showed the fraud  - simply stating in blunt terms  - what Fairtax has in their own fine print.